Terms and Conditions

In these Terms:

• "Platform", "we", "us" and "our" mean Europa Ya! Ltd.
• "Applicant", "you" and "your" mean any individual who submits an application to the Program.
• "Program" means the application-based relocation support program operated through the Platform.
• "Program Cycle" means the period during which applications are accepted and evaluated by the Platform.
• "Application" means the information, documents, statements, responses and other materials submitted by an Applicant in connection with the Program.
• "Application Fee" means the fee displayed on the Platform at the time an Application is submitted.
• "Application Reference Code" means the administrative reference issued to an Applicant following verification of the relevant payment and Application.
• "Selected Participant" means an Applicant whom the Platform has selected to receive the applicable Program Benefits, subject to these Terms and any additional written requirements communicated by the Platform.
• "Program Benefits" means the relocation-related services, assistance, sponsorship, cost coverage and other benefits described in these Terms or separately confirmed in writing by the Platform.

1.1 Nature of the Program

The Platform operates an application-based international relocation support program intended to identify and support Applicants whose circumstances, objectives, preparedness and relocation profile best satisfy the applicable Program criteria.

The Program is based on the review and evaluation of Applications. The outcome of an Application is determined through an assessment of the Applicant and the information submitted by the Applicant in accordance with the evaluation process described in these Terms.

The Program does not constitute a wager, bet or other arrangement in which an Applicant's outcome is determined by luck, chance or random selection. The Platform does not use automated randomization, blockchain-based selection, transaction-hash selection or any equivalent method to determine which Applicant is selected.

1.2 Application Fee

Participation in the Program requires payment of the Application Fee displayed on the Platform at the time of submission. The Application Fee is charged for the administration, processing, review and evaluation of an Application and for the application-related services made available by the Platform.

The Application Fee:

• (a) is not a contribution to any pool, fund or reserve for Applicants;
• (b) is not calculated by reference to the number of Applicants;
• (c) does not increase or decrease the value or scope of any Program Benefits;
• (d) does not guarantee that an Applicant will be selected;
• (e) does not guarantee immigration approval, visa issuance, residence authorization, relocation or any particular outcome; and
• (f) is not a payment for a guaranteed entitlement to Program Benefits.

The Application Fee is non-refundable.

1.3 Application Submission

An Application is submitted only when:

• (a) the Applicant has provided the information requested by the Platform;
• (b) the Applicant has accepted these Terms;
• (c) the Application Fee has been successfully submitted; and
• (d) the Platform has verified the payment in accordance with Section 8.

The Platform may reject or suspend an Application that is incomplete, inaccurate, misleading, duplicative, abusive, fraudulent, technically invalid or submitted in breach of these Terms.

1.4 Application Reference Code

Following successful payment verification, the Platform may issue an Application Reference Code and confirmation receipt.

The Application Reference Code is an administrative identifier only. It does not constitute a ticket, entitlement, ownership interest, priority right, guarantee, or evidence that an Applicant will receive Program Benefits.

The Applicant is responsible for retaining the Application Reference Code and keeping it confidential. The Platform is not responsible for any loss, disclosure or unauthorized use of an Application Reference Code caused by the Applicant.

1.5 Evaluation Criteria

Applications may be evaluated by the Platform or by persons appointed by the Platform using criteria that may include:

• (a) the Applicant's stated relocation objectives;
• (b) the coherence, completeness and quality of the Application;
• (c) the Applicant's preparedness for an international relocation;
• (d) the feasibility of the proposed relocation pathway;
• (e) the Applicant's ability to satisfy applicable immigration, administrative and documentation requirements;
• (f) the Applicant's personal circumstances relevant to the Program;
• (g) the accuracy, reliability and verifiability of the information submitted;
• (h) the Applicant's ability to comply with the administrative requirements of the Program;
• (i) the Applicant's ability to participate in required verification and media activities; and
• (j) any other criteria published on the Platform or reasonably relevant to the objectives of the Program.

The Platform may request additional information, documents, explanations or interviews where reasonably necessary to evaluate an Application.

1.6 Evaluation and Selection

The Platform may select the Applicant whose Application, in the Platform's assessment, best satisfies the applicable Program criteria. The evaluation may be carried out by one or more reviewers, a review panel, consultants, service providers or other persons appointed by the Platform.

The Platform may take into account information obtained from the Applicant, publicly available information, third-party verification providers and other sources reasonably considered relevant.

The Platform is not required to disclose the identity of reviewers, internal scoring methods, confidential assessment materials, commercially sensitive information or the detailed reasons for one Applicant being assessed more favorably than another.

1.7 No Guaranteed Outcome

Submitting an Application and paying the Application Fee do not create any right to be selected or to receive Program Benefits.

The Platform may determine that no Applicant satisfies the applicable criteria and may conclude, suspend, postpone, modify or terminate a Program Cycle without selecting a Selected Participant.

The Platform may also modify the timing, scope, destination, service providers or operational structure of the Program where reasonably necessary because of legal, regulatory, operational, commercial, security or other relevant considerations.

2.1 Minimum Age

The Program is open only to individuals who are at least eighteen (18) years old at the time of submitting an Application. By submitting an Application, you represent and warrant that you satisfy this requirement.

2.2 Individual Applications

Each Application must be submitted by and relate to the individual Applicant. An Applicant may not submit an Application on behalf of another person unless expressly authorized by the Platform in writing.

The Platform may limit the number of Applications that may be submitted by the same person, household, device, wallet, payment account or other identifiable source.

2.3 Accuracy and Completeness

Applicants must provide complete, accurate, current and non-misleading information and must promptly notify the Platform if information relevant to the Application changes or becomes inaccurate. The Platform may reject an Application or terminate an Applicant's eligibility if information is false, materially incomplete, misleading, unverifiable or materially outdated.

2.4 Verification

The Platform may require an Applicant to verify their identity, age, nationality, country of legal residence, contact details, payment details, immigration history, criminal-record status, medical eligibility or any other information relevant to the Program, and may request original documents, certified copies, translations, legalizations, apostilles, interviews, declarations or other evidence.

Failure to complete verification within the period specified by the Platform may result in rejection of the Application or loss of eligibility for Program Benefits.

2.5 Compliance Restrictions

The Platform may refuse, restrict or terminate participation where doing so is reasonably necessary to comply with applicable sanctions, anti-money-laundering requirements, counter-terrorist-financing requirements, immigration rules, payment restrictions, export controls, fraud-prevention procedures or other applicable law.

3.1 Relocation Support Package

A Selected Participant may receive a relocation support package with an aggregate maximum stated value of up to USD 200,000. The package may consist of services, sponsorship and coverage of approved relocation-related costs, subject to these Terms, applicable law, availability and the specific arrangements confirmed by the Platform.

The Program Benefits may include:

• (a) procedural assistance relating to preparation of an immigration application;
• (b) legal or administrative assistance relating to the application process;
• (c) document-preparation guidance and document checklists;
• (d) assistance with translations, certifications, legalizations or apostilles where expressly approved by the Platform;
• (e) introductions to authorized legal, immigration, insurance, relocation or other service providers;
• (f) assistance in identifying suitable private medical insurance providers;
• (g) relocation-planning and administrative support;
• (h) assistance with approved relocation-related expenses;
• (i) one standard economy-class international flight ticket to the designated European destination, with a maximum value of USD 1,500, booked directly by the Platform after visa issuance; and
• (j) other services or forms of support expressly confirmed in writing by the Platform.

The precise scope, timing, provider, eligibility requirements, exclusions, spending limits and maximum amounts applicable to each component may be determined by the Platform and communicated to the Selected Participant before the relevant component is provided.

3.2 Maximum Aggregate Value

The reference to a maximum aggregate value of up to USD 200,000 represents the maximum potential aggregate value of the Program Benefits. It is not a cash balance, credit balance, guaranteed expenditure, investment, deposit, account balance or amount payable to the Selected Participant.

The actual value of the Program Benefits may be lower than USD 200,000 depending on the Selected Participant's circumstances, eligibility, destination, service requirements, provider costs, immigration pathway and other relevant factors. Unused, unavailable, unclaimed or non-applicable components do not automatically convert into cash and do not create a payment obligation unless expressly agreed in writing by the Platform.

3.3 No Direct Cash Payment

The Program Benefits consist of services, sponsorship and coverage of approved relocation-related costs. The Platform does not owe the Selected Participant a lump-sum payment of USD 200,000 or any other amount merely because the Selected Participant has been selected.

Unless expressly agreed otherwise in writing, the Platform may satisfy its obligations by:

• (a) arranging services;
• (b) paying approved third-party costs directly;
• (c) reimbursing approved costs upon receipt of supporting documentation;
• (d) providing services through Platform-appointed providers; or
• (e) providing another form of support selected by the Platform.

3.4 Providers and Substitution

The Platform may use lawyers, immigration advisers, insurance providers, travel providers, translators, relocation consultants, payment processors, banks and other third-party providers, and may replace a provider, service, destination, itinerary, timing or logistical arrangement where reasonably necessary because of availability, legal requirements, price changes, security concerns, immigration requirements, operational considerations or circumstances beyond the Platform's reasonable control. Third-party providers may impose separate terms, conditions, eligibility requirements, fees, exclusions and limitations.

3.5 Personal and Non-Transferable Benefits

Program Benefits are personal to the Selected Participant and may not be sold, assigned, transferred, exchanged or made available to another person without the Platform's prior written consent.

4.1 No Government Affiliation

The Platform is an independent private entity. The Platform is not affiliated with, endorsed by, sponsored by or acting on behalf of any government, ministry, embassy, consulate, immigration authority or other public authority. The Platform does not control the decisions of any immigration authority.

4.2 No Guarantee of Immigration Outcome

The granting of any visa, permit, residence authorization, work authorization or other immigration status remains within the sole discretion of the relevant authorities. The Platform does not guarantee that a visa, permit, residence authorization, work authorization or other immigration status will be granted, or that an Application will be accepted, processed within a particular period or approved.

4.3 Application from Country of Legal Residence

Unless otherwise expressly agreed in writing and permitted by applicable law, immigration applications must be formally submitted and processed through the designated embassy, consulate or immigration authority in the Applicant's country of legal residence before travel. The Platform does not facilitate, support or condone unlawful entry, immigration fraud, misrepresentation to authorities, misuse of tourist status or any attempt to circumvent applicable immigration requirements.

4.4 Applicant Responsibilities

The Selected Participant is responsible for satisfying all personal statutory, immigration and administrative requirements applicable to the relevant immigration pathway, including, where applicable:

• (a) obtaining a criminal-record certificate or background check;
• (b) arranging any required legalization or apostille;
• (c) passing mandatory medical examinations and obtaining required certifications;
• (d) holding a valid passport with the required period of validity;
• (e) supplying accurate and complete information to the relevant authorities;
• (f) attending appointments and interviews;
• (g) complying with deadlines and procedural requirements; and
• (h) paying all local consular, legalization, translation, administrative, filing and similar fees allocated to the Selected Participant.

4.5 No Legal Representation Unless Separately Agreed

The Platform's general guidance, document checklists, introductions and administrative support do not by themselves constitute legal representation. Any legal services will be provided only by a suitably authorized legal professional or provider under a separate engagement or arrangement where applicable.

4.6 Loss of Eligibility

The Selected Participant may lose eligibility for some or all Program Benefits if the Selected Participant:

• (a) fails to satisfy an applicable legal, immigration or administrative requirement;
• (b) provides false, incomplete or misleading information;
• (c) fails to provide requested documentation;
• (d) fails to attend a required appointment or interview;
• (e) fails to pay fees or costs allocated to the Selected Participant;
• (f) refuses or fails to complete identity or eligibility verification;
• (g) refuses to follow lawful and reasonable procedural instructions; or
• (h) otherwise becomes unable to proceed with the relevant relocation pathway.

The Platform may suspend or terminate eligibility for the affected Program Benefits based on the information reasonably available to it.

5.1 Visa Refusal or Personal Decision

If:

• (a) the Selected Participant does not obtain the required visa or authorization because of a decision by an immigration authority, personal background disqualification, health-related issue or other personal circumstance; or
• (b) the Selected Participant elects not to relocate to Europe,

the Selected Participant will instead receive a compensation package as determined by the Platform.

5.2 Nature of Compensation Package

The nature, terms, structure and value of the compensation package will be determined by the Platform and communicated directly to the Selected Participant. The compensation package may consist of money, services, credits, reimbursements, third-party benefits or another form of support selected by the Platform. The right to receive the flight ticket and relocation assistance will lapse automatically when the compensation package becomes applicable.

5.3 Acceptance and Settlement

Acceptance of the compensation package constitutes full, final and absolute settlement of all claims, demands, liabilities and causes of action that the Selected Participant may have against the Platform, its operators, affiliates, contractors, providers, officers, employees and representatives in connection with the Program, the Application, the immigration process, the relocation support or the circumstances giving rise to the compensation package, to the maximum extent permitted by applicable law.

6.1 Condition of Program Benefits

As a condition of receiving and continuing to receive Program Benefits, the Selected Participant must actively participate in reasonable marketing, promotional and media activities conducted by or on behalf of the Platform. The Platform will communicate the relevant activities, timing and requirements to the Selected Participant within a reasonable period.

6.2 Required Activities

The Selected Participant may be required to participate in:

• (a) high-resolution photographic sessions;
• (b) video recordings;
• (c) on-camera interviews;
• (d) testimonials;
• (e) promotional storytelling;
• (f) public presentation events;
• (g) award or recognition events;
• (h) social-media content; and
• (i) reasonable follow-up interviews or updates concerning the relocation process.

The Platform will make reasonable efforts to coordinate activities with the Selected Participant's availability, immigration process and personal circumstances.

6.3 Separate Publicity and Data-Use Agreement

The Selected Participant may be required to enter into a separate publicity, image-rights and data-use agreement before media activities commence. That agreement may govern the use of the Selected Participant's name, likeness, image, voice, statements, biographical information and recorded materials, and will apply subject to any rights and obligations that cannot lawfully be excluded or restricted under applicable law.

6.4 Grant of Rights

Subject to any separate agreement and applicable law, the Selected Participant authorizes the Platform and its licensees, contractors, affiliates and promotional partners to record, edit, reproduce, publish, broadcast, distribute, communicate, display and otherwise use the Selected Participant's name, likeness, image, voice, statements and biographical information in connection with the Program, the Platform and related promotional activities. The authorization may apply across all media and territories and may include websites, social media, advertising, press releases, editorial content, documentaries, interviews and other promotional formats. Unless otherwise agreed in writing, the Selected Participant is not entitled to additional compensation for such use.

6.5 Refusal to Participate

Failure or refusal to complete applicable promotional obligations within a reasonable period designated by the Platform may result in suspension or termination of the Selected Participant's eligibility to receive Program Benefits that have not yet been provided. The Platform may waive or modify a media requirement in its discretion where reasonable circumstances justify doing so.

7.1 Tax Responsibility

The Selected Participant is solely responsible for determining, declaring and paying any national, regional or local taxes, levies, duties, reporting obligations or similar amounts arising from the receipt, use or value of any Program Benefits, to the extent required by applicable law. The Platform does not provide tax advice. The Selected Participant should obtain independent tax advice concerning the treatment of the Program Benefits in each relevant jurisdiction.

7.2 Financial and Receiving Costs

Payments, reimbursements or transfers made in connection with approved Program Benefits may be executed through banking, payment-processing or blockchain channels. The Selected Participant is responsible for receiving-bank fees, conversion spreads, intermediary charges, wallet fees, network fees, transfer costs and similar charges imposed after the Platform or its provider has initiated the relevant transaction, unless expressly agreed otherwise in writing.

8.1 Supported Payment Methods

The Platform may accept payments through cryptocurrency gateways, payment processors or other methods made available at checkout, and may change, suspend or discontinue supported payment methods, digital assets, blockchain networks, payment providers or payment requirements at any time.

8.2 Payment Verification

Payment is treated as received only after the transaction has been detected, sufficiently confirmed and verified by the Platform or its payment provider. A transaction may be delayed, rejected or treated as incomplete because of:

• (a) blockchain congestion;
• (b) insufficient confirmations;
• (c) network failure;
• (d) technical errors;
• (e) blockchain reorganizations;
• (f) unsupported digital assets or networks;
• (g) compliance screening;
• (h) payment-provider policies;
• (i) insufficient payment;
• (j) missing transaction information; or
• (k) other technical, operational, legal or security reasons.

8.3 Correct Wallet, Network and Asset

The Applicant is solely responsible for confirming that:

• (a) the correct wallet address is used;
• (b) the correct blockchain network is selected;
• (c) the correct digital asset and amount are sent;
• (d) any required memo, tag, reference or transaction information is included; and
• (e) the payment is made before any applicable deadline.

The Platform is not responsible for any loss, delay, failed payment, irreversible transfer or inability to identify a transaction resulting from an incorrect wallet address, incorrect network, unsupported asset, omitted memo or tag, insufficient payment, duplicate payment or other information entered or selected by the Applicant. Blockchain transactions may be irreversible, and the Platform may be unable to recover or return digital assets sent incorrectly.

8.4 Third-Party Payment Providers

The Platform may use third-party gateways, wallet providers, exchanges, banks and other financial intermediaries. Their separate terms, fees, verification procedures, transaction limits and service availability may apply. The Platform is not responsible for the acts or omissions of a third-party payment provider except to the extent liability cannot lawfully be excluded.

8.5 Exchange-Rate Fluctuations

Where the Application Fee is displayed by reference to USD but settled in a digital asset, the applicable digital-asset amount, exchange rate, quotation period, network fee and payment deadline will be determined at checkout or by the relevant payment provider. The Applicant is responsible for ensuring that the amount received by the Platform satisfies the required amount after network, gateway and intermediary fees.

9.1 Platform Discretion

The Platform may refuse, suspend, restrict or terminate access to the Program or Platform where reasonably necessary to:

• (a) protect the integrity, security or operation of the Platform;
• (b) prevent fraud, abuse, manipulation or unauthorized activity;
• (c) verify an Applicant's identity or eligibility;
• (d) comply with applicable law or third-party requirements;
• (e) address inaccurate, incomplete or misleading information; or
• (f) protect the Platform, its providers, Applicants or other persons.

9.2 Consequences of Termination

If an Application or participation is terminated because of an Applicant's breach of these Terms, fraud, misrepresentation, ineligibility or failure to complete verification, the Applicant may lose eligibility for Program Benefits and may not be entitled to a refund except where required by mandatory applicable law.

The Platform will not be responsible for any delay, suspension, modification, interruption or inability to perform caused by circumstances beyond its reasonable control, including:

• (a) changes in immigration, visa, tax, sanctions or other applicable law;
• (b) decisions, delays, refusals or actions of embassies, consulates, immigration authorities, courts, government agencies or other public bodies;
• (c) actions, delays, failures or restrictions imposed by airlines, insurers, banks, payment processors, wallet providers, legal advisers or other third parties;
• (d) war, terrorism, civil unrest, strikes, labour disputes, border closures, epidemics, pandemics, natural disasters, extreme weather or public-health measures;
• (e) power, telecommunications, internet, hosting, cybersecurity or blockchain-network failures;
• (f) payment-provider, banking, exchange or wallet restrictions;
• (g) fraud, hacking, denial-of-service attacks or other malicious activity by third parties;
• (h) the unavailability, suspension or material change of a service provider; or
• (i) any other event that could not reasonably have been prevented or overcome by the Platform.

In such circumstances, the Platform may reasonably modify the timetable, process, destination, provider, scope or delivery method of the Program or Program Benefits, or suspend or terminate the relevant process where continued performance is not reasonably practicable.

11.1 Immediate Commencement

By submitting an Application, the Applicant expressly requests that the Platform begin application-processing, administration and evaluation services immediately after payment and submission.

11.2 Statutory Rights

To the extent permitted by mandatory applicable law, the Applicant acknowledges that any statutory withdrawal or cancellation right may expire or cease to apply once the relevant services have been fully performed. Nothing in these Terms is intended to exclude or restrict any right that cannot lawfully be excluded or restricted under mandatory applicable law.

11.3 Non-Refundability

Subject to Section 11.2 and any mandatory applicable law, the Application Fee is non-refundable once payment has been verified.

12.1 Excluded Losses

To the maximum extent permitted by applicable law, the Platform and its operators, affiliates, contractors, providers, officers, employees and representatives will not be liable for any indirect, incidental, special, punitive, exemplary or consequential loss or damage, including loss of income, loss of opportunity, loss of reputation, loss of anticipated benefits, loss of data, travel disruption or emotional distress.

12.2 External Decisions and Events

To the maximum extent permitted by applicable law, the Platform is not responsible for:

• (a) immigration or consular decisions;
• (b) visa refusals, delays or cancellations;
• (c) changes to immigration law or administrative practice;
• (d) travel cancellations or disruptions;
• (e) actions or omissions of third-party providers;
• (f) blockchain, banking or payment failures;
• (g) exchange-rate movements;
• (h) the Applicant's failure to satisfy legal or personal requirements; or
• (i) the Applicant's failure to provide accurate, complete or timely information.

12.3 Maximum Liability

To the maximum extent permitted by applicable law, the aggregate liability of the Platform arising out of or relating to the Program, an Application or these Terms will not exceed the amount of the Application Fee paid by the relevant Applicant during the twelve (12) months preceding the event giving rise to the claim. This limitation does not apply to liability that cannot lawfully be limited or excluded.

12.4 Applicant Indemnity

To the maximum extent permitted by applicable law, the Applicant agrees to indemnify and hold harmless the Platform, its operators, affiliates, contractors, providers, officers, employees and representatives from claims, losses, liabilities, costs and expenses arising out of or relating to:

• (a) the Applicant's breach of these Terms;
• (b) inaccurate, incomplete or misleading information supplied by the Applicant;
• (c) the Applicant's misuse of the Platform;
• (d) the Applicant's violation of applicable law or third-party rights; or
• (e) the Applicant's conduct in connection with the Program.

13.1 Governing Law

These Terms and any contractual relationship between the Applicant and the Platform will be governed by and construed in accordance with the laws of the Republic of Cyprus, without regard to conflict-of-law principles.

13.2 Mandatory Rights

Nothing in these Terms is intended to deprive an Applicant of any mandatory right or protection that cannot lawfully be excluded or restricted under the law applicable to that Applicant.

13.3 Individual Disputes

To the maximum extent permitted by applicable law, any dispute, controversy or claim arising out of or relating to these Terms, the Platform, the Program, an Application or any Program Benefits shall be finally resolved by confidential, binding arbitration administered by the Cyprus Arbitration and Mediation Centre ("CAMC") in accordance with the CAMC Arbitration Rules in force at the time the arbitration is commenced. The seat of arbitration shall be Limassol, Cyprus. The arbitration shall be conducted in the English language by one arbitrator appointed in accordance with the CAMC Arbitration Rules. The parties agree that the arbitration agreement contained in this Section is separable from the other provisions of these Terms.

13.4 Court Proceedings

Nothing in this Section prevents the Platform from seeking urgent, interim or protective relief from a court of competent jurisdiction. Where arbitration is unavailable, unenforceable or not legally required, the courts of the Republic of Cyprus will have jurisdiction to the maximum extent permitted by applicable law.

13.5 No Representative Proceedings

To the maximum extent permitted by applicable law, disputes must be brought only in the Applicant's or Platform's individual capacity. The Applicant waives any right to participate in a class action, collective action, consolidated action or representative proceeding against the Platform.

14.1 Privacy Policy

The Platform's processing of personal data is described in the Platform's Privacy Policy. Applicants should read the Privacy Policy before submitting an Application.

14.2 Separate Publicity Agreement

The rights relating to the Selected Participant's name, image, likeness, voice, statements and biographical information may be governed by a separate publicity, image-rights and data-use agreement. In the event of a conflict between these Terms and that separate agreement concerning publicity or media use, the separate agreement will govern that subject matter to the extent permitted by applicable law.

15.1 Platform Materials

All content, text, graphics, logos, software, designs, trademarks and materials made available through the Platform are owned by or licensed to the Platform and may not be copied, modified, distributed, sold or exploited without prior written permission.

15.2 Applicant Materials

The Applicant grants the Platform a non-exclusive, worldwide, royalty-free licence to use, reproduce, store and process Application materials solely as reasonably necessary to administer, evaluate, verify and operate the Program, subject to the Privacy Policy and any applicable law.

The Platform may amend these Terms from time to time. The updated version will be published on the Platform with a revised "Last Updated" date. Unless otherwise required by applicable law, the updated Terms will apply to Applications submitted after the updated version is published.

If any provision of these Terms is found to be invalid, unlawful or unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible. The remaining provisions will remain in full force and effect.

A failure or delay by the Platform in enforcing any provision of these Terms will not constitute a waiver of that provision or of the Platform's right to enforce it later.

The Applicant may not assign, transfer or delegate any rights or obligations under these Terms without the Platform's prior written consent. The Platform may assign or transfer its rights and obligations under these Terms to an affiliate, successor, purchaser or other entity in connection with a restructuring, sale, merger, financing or transfer of the relevant business.

These Terms, the Application, the Privacy Policy, any applicable checkout disclosures and any separate written agreement expressly incorporated by reference constitute the entire agreement between the Applicant and the Platform concerning the Program. They replace all prior statements, communications and understandings concerning the same subject matter, except for any separate agreement expressly preserved in writing.

The Applicant agrees that clicking an acceptance box, submitting an Application, completing payment or otherwise using the Platform may constitute an electronic signature and acceptance of these Terms. Electronic records of acceptance, payment, communications and Application materials may be used as evidence of the Applicant's agreement and participation.

These Terms are drafted in English. If these Terms are translated into another language, the English version will prevail to the maximum extent permitted by applicable law.